The following information is usually required during the loan process:

• 2 Pay Stubs covering most recent consecutive 30-day pay cycle

• 2 most recent years W-2 forms and/or 1099 forms (covering all jobs held)

• 2 Forms of ID - 1 must be a Government Issued Photo ID, and 1 of the following:

  • Social Security Card

  • Current Utility bill with your current address

  • Current Voter Registration Card

  • Military ID

  • Unexpired Passport

• 2 Months of the most recent bank or credit union statement(s)- (all pages, even if they are intentionally left blank)

• 2 most recent years Tax Returns (all pages and schedules)

 

If you currently own Real Estate you will have to provide additional documents:

• Mortgage account information (current mortgage statement)

• Home insurance policy information

• Most recent property tax statements

• HOA Statement